PAY4IT
Challenge
Manual credit checks and spreadsheet-based repayment tracking were slowing approvals and letting missed payments go unnoticed.
Solution
Read full case studyPAY4IT routed every application through Vector for automated scoring and moved repayment follow-up into Collections, with triggers for overdue accounts.
Loan approval time, down from 2 days
Portfolio NPL, down from 9%
More loans managed without additional headcount
“Vector and Collections took two of our most manual processes off our team. We approve faster and we see problems earlier.”




