01
Bank grade security
Enterprise-grade encryption, role-based access controls, and full audit trails. Built to satisfy the compliance requirements of regulated financial institutions.
The powering Africa's best lenders
Yana gives lenders the infrastructure to originate, underwrite, and manage credit faster, smarter, and at scale.
Portfolio under management
Customers data interpreted and managed
Modular infrastructure products
Bank-gradeSecurity standard
Why Yana
Everything you need to lend with confidence
We give your team full control. Use one module or the entire stack. Yana adapts to your business model, not the other way around.
02
Tiered pricing structure
Flexible pricing tiers that scale with your loan book.
03
Easy documentation & seamless integration
Clear, developer-friendly documentation and SDKs that make integration straightforward from sandbox to production without hand-holding.
04
High level data management and reconciliation
A unified dashboard for your entire credit operation. Monitor portfolios, track repayments, flag risk events, and generate reports in one place.
05
Custom modules & APIs with personalized support
Need something built for your specific model? Our team partners with you to extend the platform.
Our products
A modular credit stack built for lenders
Deploy what you need, integrate the rest as you grow.
Yana OriginationsCustomer And Transactions Originations
Get matched with customers that fit your risk criteria
Yana Originations is our borrower acquisition platform that connects lenders to pre-qualified users to drive loan originations.
- Brings in high-intent borrowers
- Gives a lender-aligned credit signal
- Reduces underwriting effort
- Improves borrower quality over time
Yana VectorUnderwriting Engine
Underwrite smarter, approve faster.
Vector is our AI-powered underwriting engine. We combine financial precision, data engineering and machine learning to approve and score borrowers.
- Intelligent, cross insightful underwriting models
- Custom decisioning rules and thresholds
- Alternate data source integrations
- Real-time approval APIs
Yana CollectionsRepayments And Recovery
Recover more, chase less.
Yana Collections debits authorised accounts automatically when repayments fall due, applies your late-fee rules and keeps recovering until the balance is cleared.
- Automatic debits from authorised accounts
- Balance detection across linked accounts
- Late fees applied by your rules
- Automated recovery calls, SMS and bureau reporting
How it works
From API keys to live in days
We've made the path from contract to production as short as possible.
Step 1 of 4
NDPR Compliance Audited
ISO 27001 Audit
SOC 2 Compliance Audit
GDPR Compliance Audit
FCCPC Compliant
Pen Tested in June 2026
The lenders who've chosen Yana
From emerging fintech lenders to established financial institutions, Yana powers credit operations at scale.
“We went from signed contract to live disbursements in under three weeks. Vector now scores every application we receive, and our approval decisions take minutes instead of days.”
Adaeze OkaforHead of Credit, Company Name
Ready to build your credit stack?
Speak with our team and see how Yana can power your lending operations.
No commitment required. Sandbox access available on request.