Infrastructure over ego
We're not the product. Our clients are. We succeed when lenders on our platform succeed.
We build the infrastructure that powers African lending.
Since 2021, Yana Finance has been at the intersection of credit and technology. First as a lender, now as the platform other lenders build on.
Mission
Our mission
Access to credit unlocks growth for individuals, for businesses and for economies. But too many lenders in Africa are held back by slow processes, poor tooling, and a lack of infrastructure built for their context. Yana exists to change that. We build the credit stack so lenders can focus on what they do best: serving their borrowers and growing their book.
The pivot
How we got here
Repayment rate across thousands of transactions as a lender
We started Yana as a lender, extending credit directly to businesses and individuals. What we found, over thousands of transactions and a 98% repayment rate, was that the biggest bottleneck in African lending wasn't demand. It was infrastructure. So we made a decision: stop lending, start building the rails. Today, Yana powers the credit operations of lenders across Africa through three products: Originations, Vector and Collections.
Values
What we believe
Clarity as a feature
Credit is complicated enough. We make our tools, documentation, and pricing as simple as possible.
Built for the context
We build for African lending realities, the data landscapes, regulatory environments, and borrower behaviours that global platforms ignore.
Security is not optional
We hold ourselves to bank-grade standards because our clients already deal with a lot in operations. Data security shouldn't add to their troubles.
Build your credit stack with Yana.
Speak with our team and see how Yana can power your lending operations.